Copayment: A co-payment is the amount of money you are required by your insurance carrier to pay at each manual therapy visit.  Some insurance plans have a set dollar amount that is due upon each visit and other plans require you pay a percentage of your total charges for each visit.  If you have a deductible, you will pay the deductible first and then be charged for the co-payments.  Any account with a balance due will receive a monthly statement. We try to be flexible and reasonable regarding payments. We will work with you to set up an interest-free payment plan.  Please contact the billing office at 765-505-7246. We reserve the right to charge a $38 fee for all returned checks. Payments may be made at our locations or we can accept credit card payments over the phone.

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Deductible: Your deductible is the amount of money that your insurance plan expects you to pay before they will pay any portion of your medical expenses.  A deductible is usually a yearly charge.

 

While we may not have a contract with your specific insurance carrier, we will still submit your manual therapy claims. In addition, we will also submit claims for Motor Vehicle Accidents (MVA) and Worker’s Compensation (WC).  We recommend you contact your insurance carrier by phone to confirm coverage, deductibles, and co-payments, the customer service number should be located on the back of your insurance card. Your insurance is a contract between you and your insurance company and is not a guarantee of payment. The patient is ultimately responsible for their bill.

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Arrangements for self payments can be made for patients: (1) without insurance coverage, (2) with insurances in which Orthopedic Massage Rehabilitation Center, LLC  is considered “out of network”, -or- (3) who elect to continue therapy beyond the limitations established by insurance

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